5 FAQs About a Master Association

Living in a community governed by a homeowners association (HOA) often involves following specific rules and regulations intended to maintain quality of life. In some larger communities, several associations might operate, leading to the formation of a master homeowners association.

What is a master association?

A master association oversees a community comprising several sub-associations, which could include condominiums, townhomes, or gated communities. It functions as an umbrella organization managing common areas, enforcing community-wide rules, and offering various services to the sub-associations.

This type of association plays a pivotal role in ensuring harmony and uniformity across the community. Typically, a board of directors elected by sub-association members manages the master association. Their duties include overseeing finances, maintaining shared amenities such as pools, parks, landscaping, and organizing security.

Communication

Successful master associations rely on effective communication. Keeping residents informed about important updates, changes, and events is crucial. This practice helps build community spirit and encourages residents to participate in community governance.

Financial Management

With often larger financial resources than sub-associations, master associations must manage funds wisely to ensure community sustainability. Key activities include budgeting, accounting, and financial reporting.

Vendor Selection

Overseeing community amenities and common areas is another responsibility for master associations, covering everything from landscaping to security services. Choosing reputable vendors is vital for maintaining quality of life.

Compliance

Adhering to local, state, and federal regulations is essential for master associations. This includes meeting safety standards, environmental regulations, and fair housing laws. Non-compliance could lead to fines or legal issues.

Master or sub: which rules do I follow?

Residents often question which set of rules to follow when governed by both master and sub-associations. Understanding your community's specific governing documents and bylaws is key.

Generally, master association rules apply to broad community issues like architectural guidelines and exterior maintenance. Conversely, sub-associations may have rules specific to individual properties or neighborhoods.

Consulting governing documents and communicating with both associations is essential to understand rules’ hierarchy. Respecting these rules can foster a harmonious living environment.

What is the relationship between the master and sub-association?

Each association has its governing documents, defining interactions among residents and between associations.

Dues

Master associations generally collect dues from sub-associations, not directly from individual unit owners. However, under certain circumstances, they may collect directly from unit owners if stipulated in the governing documents.

Maintenance Responsibilities

Master associations usually manage shared areas accessible to all community members. Sub-associations may have specific areas for their respective members. Understanding the allocation of maintenance duties is crucial, as outlined in the governing documents.

Enforcement of Covenants

Master associations have covenants and restrictions affecting the entire community, while sub-associations have specific restrictions for their owners. These are tailored to fit each community’s needs.

Representation

Typically, both types of associations have separate boards and meetings. Board members for master associations might be elected or appointed by sub-associations, with some sub-association presidents automatically becoming representatives on the master board.

Conflicting Rules

Sub-associations cannot create rules that contradict the master association’s regulations, ensuring alignment within the community’s governing documents.

What if my community is managed by more than one property management company?

Communities with different management companies for each association may arise if boards don't agree on one company. This setup can be beneficial if specific needs require specialized expertise.

However, having multiple management companies might cause confusion for homeowners regarding whom to contact for various issues like maintenance or payment of dues.