How to Prepare for Floods in High-Rise Buildings

Living in a high-rise might give a false sense of security when it comes to flooding. However, critical systems like boilers, elevators, generators, and water pumps in these structures can be heavily affected by floods, as they are usually located underground. Protecting these components is essential to prevent damage and disruption during such natural events.

A proactive approach can be taken to ensure resident safety and minimize damage in high-rise buildings during floods. Applying lessons learned from past events is crucial to preparedness.

Know Your Flood Risk

Understanding your risk starts with knowing your building's location relative to flood zones and water bodies. Even buildings not adjacent to water can be vulnerable if they are situated in valleys or low-lying areas. The construction details matter as well, particularly for buildings with basements or multiple underground levels, which house essential equipment like sump pumps and generators. Identifying these risks can guide you in forming a robust preparedness plan. Partnering with an experienced property management company can provide valuable insights into vulnerabilities through their access to local flood data and wealth of experience.

Protect Critical Systems

Locate your mechanical and electrical systems, especially if they are in basements prone to flooding, and ensure they are adequately protected to remain functional during emergencies. This means enclosing equipment like fire pumps and water pumps, which are crucial if the municipal water supply is disrupted during a flood. Maintaining operational emergency lighting and at least one elevator, typically powered by a generator, ensures safety and accessibility. An experienced management company can aid in creating a tailored storage plan to secure these systems. Consider how you store materials like fuel and heating oil to avoid environmental hazards in severe floods.

Create an Emergency Plan and Communicate It

A comprehensive emergency plan is vital for navigating floods and other disasters. This plan should include emergency contacts, evacuation maps, insurance claim guidance, and items residents should have for personal preparedness. It's essential to address the needs of vulnerable residents, like the elderly and individuals with disabilities. Clear communication is key—modern management companies employ technologies to keep residents informed during crises. In addition, they can help with staffing plans and arrangements like stocking food and accommodations during emergencies. Preparedness items such as portable foundation walls or sandbags should also be sourced ahead of predicted heavy storms.

Ensure You Have the Right Insurance

Regularly review your insurance policy with an agent specializing in high-rise properties to ensure comprehensive coverage and cost-effective premiums. Understanding the limitations of federal assistance, particularly FEMA’s exclusions, is crucial. Crafting a flood insurance policy that covers potential gaps is advisable, even if not mandated by law. This was illustrated by a building in Nashville, which suffered significant damage from a storm system despite being a mile from the river and without a flood insurance requirement. Proper insurance can cover damages from overloaded storm sewers and backflows, thereby protecting residents and properties.

Though flooding cannot be prevented, preparation can significantly reduce damage and maintain resident safety. Implementing a detailed plan now is a responsible step for any high-rise community.